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Fidelity Expands Retirement Options with Bitcoin, Ethereum, and Litecoin IRAs

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  In a groundbreaking move, Fidelity Investments has expanded its retirement offerings to include Individual Retirement Accounts (IRAs) that allow direct investments in cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC). This initiative reflects Fidelity's commitment to adapting to the evolving financial landscape and meeting the growing demand for digital asset investment options. This article delves into the details of Fidelity's new crypto-inclusive retirement plans, examining their features, implications for investors, and the broader context of cryptocurrency in retirement planning. ​ Fidelity's New Crypto IRA Offering On April 2, 2025, Fidelity Investments announced the launch of a no-fee crypto IRA, enabling U.S. adults to invest directly in Bitcoin, Ethereum, and Litecoin. This product is available to any U.S. citizen over the age of 18 and offers the flexibility of investing in Roth IRAs, traditional IRAs, or rollover IRAs. The digita...